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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$11.70
$11.70
$11.70
$11.70
$11.70
$11.70
$11.70
$11.70
$11.70
$11.70
$11.70
$11.70
$11.70
$11.70
$12.30
$12.60
$12.90
$13.50
$13.80
$14.40
$15.00
$15.60
$16.20
$17.10
$17.70
$18.60
$19.50
$20.40
$21.60
$22.50
$24.00
$25.80
$27.90
$30.00
$32.10
$33.90
$36.00
$38.40
$40.80
$43.20
$46.50
$50.10
$54.30
$59.40
$64.80
$69.90
$75.30
$84.00
$90.00
$100.20
$108.90
$117.90
$128.10
$140.70
$155.70
$171.90
$189.90
$215.40
$240.60
$270.30
$298.20
$329.40
$361.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$24.60
$25.20
$25.80
$27.00
$27.60
$28.80
$30.00
$31.20
$32.40
$34.20
$35.40
$37.20
$39.00
$40.80
$43.20
$45.00
$48.00
$51.60
$55.80
$60.00
$64.20
$67.80
$72.00
$76.80
$81.60
$86.40
$93.00
$100.20
$108.60
$118.80
$129.60
$139.80
$150.60
$168.00
$180.00
$200.40
$217.80
$235.80
$256.20
$281.40
$311.40
$343.80
$379.80
$430.80
$481.20
$540.60
$596.40
$658.80
$723.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$31.20
$32.40
$33.60
$34.80
$36.60
$37.80
$39.60
$41.40
$43.20
$45.00
$46.80
$49.20
$51.60
$54.00
$57.00
$60.00
$62.40
$67.20
$72.00
$77.40
$82.80
$88.20
$93.00
$97.80
$103.80
$109.80
$115.80
$123.60
$133.20
$143.40
$156.00
$169.80
$183.00
$196.80
$219.00
$234.00
$259.80
$280.80
$303.60
$328.80
$360.00
$398.40
$439.20
$484.80
$550.80
$614.40
$688.80
$758.40
$836.40
$916.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov